Nasmiješeni uposlenici na sastanku

EOS in Bosnia and Herzegovina.
Changing finances for the better.

Obavijest korisnicima kredita

Mikrokreditna fondacija Prizma
Čitaj više

Contact us quickly and easily. We will be happy to help you.

For customers

You would like to pay a debt? Contact us, we will be happy to help you.

Get in touch

For companies 

Would you like to sell receivables or do you have questions about receivables management? 

Contact us

Preventivne mjere - COVID 19

Poštovani korisnici,

Zbog mjera prevencije u cilju očuvanja vlastite zdravstvene sigurnosti uslijed širenja Koronavirusa do daljnjeg smo obustavili prijem stranaka u našim prostorijama.

EOS MATRIX će i dalje nastaviti uredno poslovanje u navedenom radnom vremenu te nam se slobodno za sve Vaše upite obratite telefonom na broj 033 846 975 ili putem e-pošte



Poštovani klijenti i korisnici,

ovim putem Vas želimo obavijestiti da EOS MATRIX d.o.o. od 01.05. posluje na novoj adresi:

                    Trg solidarnosti 2a, Alipašino polje, 71000 Sarajevo

Molimo Vas da evidentirate ovu promjenu te da od navedenog datuma sve pošiljke šaljete na novu adresu. Brojevi telefona i fax-a ostaju nepromijenjeni.

Radujemo se nastavku uspješne saradnje!


We manage your receivables. Worldwide.

We take care of your financial future: across borders, without borders. We manage your receivables in a way that suits you and your debtors. Because we know that today's debtors are your future customers.We create win-win solutions that make your cash flow. So you can concentrate on what you're best at: your core business. Sounds good?

Smart financial Services.

Get your cash – leave the risk to us.

We buy your receivables and take on the risk of non-payment for a fair price. We take a random sample and let our tried-and-tested algorithms do the maths to predict the value of your debt portfolio. Your benefits: instant cash flow, a positive impact on your balance sheet – and freedom from the burden of unpaid debts. And, of course, peace of mind that we’ll treat today’s customers as tomorrow’s customers.

We purchase portfolios of various compositions and any status: unsecured, or secured by all asset classes. Our current clients are larger banks, insurers and loan providers.

Let us save you time and money.

Handing responsibility for debt collection to EOS saves you time and energy and gives you peace of mind. We contact non-paying customers, both B2B and B2C, through all available channels. And we use tact and professionalism at all times to maintain positive relationships with your customers, using legal proceedings only as a last resort.

We work across borders, without borders.

Different languages, legal systems and customs: that’s what makes international debt collection challenging. We make it easy for you. EOS works across borders, without borders.

We can help you in two ways: with our Cross-Border Solution or our Shared-Service Solution.

Cross-Border Solution

  • Allocated EOS representative in your home country
  • Your EOS representative understands your language and your needs
  • We take charge of debt collection, making full use of our local expertise
  • Partners in over 180 countries
  • EOS acts with integrity, tact and professionalism as it is understood in each locality

Your local contact:
Andrej Racković

Shared-Service Solution

  • Group-wide harmonisation of processes
  • Get your money fast – process moves quickly with automated escalation steps
  • Binding SLA
  • Skip tracing and first letter with legitimation within 24 hours
  • First phone call within 10 days
  • Low risk – no success, no fee
  • Highest security, legal and ethical Standards

Our IT platform optimizes global workflows by regulating automated case transmit between partners around the world. The platform ensures direct, transparent, and real-time communication in 140 countries over the world. EOS Global Collection.

Profit from everything we know.

If you carry out debt management in-house, we can help you improve your processes and release liquidity from previously unpaid debts while retaining happy customers.

We use our knowledge and experience to pave your way to success: analysing existing procedures,making detailed recommendations for improvement, and upskilling your staff with seminars and webinars.

After our consultancy and training, your processes will be lean, your technology state-of-the-art and your staff skilled.

Reach every recipient, every time.

Regardless of what you know about your customers, if you cannot contact them by post, you’re in trouble. Products won’t get delivered, invoices not served, and advertising will miss its target. The result: added costs and unpaid debts. But help is at  hand: we can take your existing database and identify errors before correcting them to ensure your post reaches every recipient, every time.


This was our financial year 2021/22

Stable development in turbulent times: EOS Consolidated looks back on a solid fiscal 2021/22. You will find all facts and figures, video statements by the Board of Directors, and other insights into the world of receivables management in our Annual Report.

To the report
Three young people sit at a table and have a chat. The woman facing the camera wears a yellow shirt and looks at the man to her right with a smile.

We foster future talent.

We empower our employees to make their own decisions. We promote independence, courage and collaboration. Together we push the limits.
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Develop the future.

What do more than 7,000 employees worldwide work for every single day in the EOS Group?
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EOS: The Magazine.

Record inflation threatens businesses: A rising curve.

Record inflation threatens companies.

3 min.
Record inflation and rising energy prices threaten the purchasing power of companies and their ability to invest: Here is how you can mitigate the effects.
Learn more
 Representatives of the industry consult on the future of debt collection.

For fair debt collection: EOS engaging in associations

4 min.
EOS has joined forces with other debt collection service providers to form associations. Their aim: to provide a standardized framework of action for the industry that treats everyone involved fairly.
Learn more
During an official ceremony on September 20, 2022, representatives of IFC and EOS formalized their collaboration on the purchase of NPLs and distressed real estate in Eastern Europe. Marwin Ramcke, Vittorio Di Bello, Carsten Tidow, Ariane Di Iorio

EOS and IFC join forces to purchase non-performing loans and distressed real estate.

3 min.
Sustainable financial sector: EOS and IFC are buying up non-performing loans and distressed real estate so that financial institutions in Bosnia and Herzegovina, Croatia, Serbia and Romania can improve their liquidity faster.
Learn more
Financial literacy means responsibility: A girl sits at a laptop and takes part in online learning.

How EOS is committed to a debt-free world.

5 min.
In order to curb excessive personal debt, EOS is taking responsibility and is committed to improving financial literacy in society.
Learn more