Čovjek koji čita online vijesti na svom tabletu.

EOS Newsroom

EOS Magazine

Cybersecurity expert Janusch Skubatz, Chief Information Security Officer of the EOS Group, with brown hair and white shirt

Not sure about generative AI? The balance between innovation and risk.

Flexible working timeFlexible working time 4 min.
Generative AI offers companies enormous potential. The Otto Group reduces these risks with its in-house ogGPT tool. The EOS Group also benefits from this.
Learn more
A photo shows a dilapidated building in Režanci, Croatia. A ‘stranded asset’ that EOS Croatia is putting back on the market.

Stranded assets: EOS creates solutions for unusable real estate.

Flexible working timeFlexible working time 2 min.
The number of unusable properties is growing, partly as a result of increasing requirements for sustainability. EOS is developing new areas of expertise to bring stranded assets like these back onto the market.
Learn more
A group photo shows the EOS Board of Directors (from left to right): Andreas Kropp (Germany), Justus Hecking-Veltman (CFO), Marwin Ramcke (CEO), Carsten Tidow (Eastern Europe) and Dr. Andreas Witzig (Western Europe).

2022/23 fiscal year: The Board of the EOS Group takes stock.

Flexible working timeFlexible working time 4 min.
In this interview, the members of the Board of the EOS Group talk about the positive developments in fiscal 2022/23, employees, diversity, and the responsibility of debt collection companies.
Learn more
Cybersecurity is a top priority for EOS. To achieve this the company is setting up an international protective shield.

EOS Group relies on cutting-edge technology for data protection.

Flexible working timeFlexible working time 2 min.
Using cutting-edge technology, EOS protects the data of customers and consumers from attacks by criminals. The new cyber-shield “Iron EOS” makes this an even faster and more efficient process.
Learn more
A man and a woman having a relaxed-looking conversation, as a symbolic image of a corporate culture where employees have autonomy.

Empowerment: How EOS attracts and retains employees.

Flexible working timeFlexible working time 3 min.
Supporting and encouraging people ensures growth: EOS has created numerous programs that enable employees to grow both personally and professionally.
Learn more
Na slici se vidi Cristian Musat, generalni direktor EOS International BVG i 'mozak' projekta Kollecto+.

Debt collection software: More efficiency thanks to standardized system.

Flexible working timeFlexible working time 2 min.
In the Kollecto+ collection system, all EOS companies pool their knowledge and experience, and in doing so improve the efficiency of the entire Group.
Learn more
 A graphic shows several people communicating with each other through email, conversations, and letters.

How EOS makes debt collection responsible and fair.

Flexible working timeFlexible working time 3 min.
EOS stands for fair and respectful receivables management. The debt collection company accomplishes this with technology that simplifies processes for consumers and with trained staff.
Learn more
Financial literacy: Learning at an early age about how to handle money properly can protect people from excessive debt later on.

Financial literacy: How EOS is committed to improving financial skills.

Flexible working timeFlexible working time 4 min.
A lack of financial education can accelerate the path to excessive personal debt, especially among young people. With its debt collection expertise, EOS supports financial literacy programs that aim to counter such developments.
Learn more
A photomontage shows a car traveling toward the sunset in the right lane of a paved road in an open, green landscape. The asphalt on the opposite lane is completely worn down.

International debt collection: EOS handles receivables management globally for Hertz.

Flexible working timeFlexible working time 3 min.
Cross-border receivables present both logistical and legal challenges. Car rental company Hertz relies on the expertise of EOS for its international debt collection.
Learn more
An illustration shows a man and a woman in business attire shaking hands. In the background is a globe with several locations pinned on it – and a stylized income statement.

International debt collection: How EOS processes receivables worldwide.

Flexible working timeFlexible working time 3 min.
EOS is active in 180 countries with its own companies or selected partners. Banks that regularly sell cross-border debts to EOS also profit from this network.
Learn more
Record inflation threatens businesses: A rising curve.

Record inflation threatens companies.

Flexible working timeFlexible working time 3 min.
Record inflation and rising energy prices threaten the purchasing power of companies and their ability to invest: Here is how you can mitigate the effects.
Learn more
 Representatives of the industry consult on the future of debt collection.

For fair debt collection: EOS engaging in associations

Flexible working timeFlexible working time 4 min.
EOS has joined forces with other debt collection service providers to form associations. Their aim: to provide a standardized framework of action for the industry that treats everyone involved fairly.
Learn more
During an official ceremony on September 20, 2022, representatives of IFC and EOS formalized their collaboration on the purchase of NPLs and distressed real estate in Eastern Europe. Marwin Ramcke, Vittorio Di Bello, Carsten Tidow, Ariane Di Iorio

EOS and IFC join forces to purchase non-performing loans and distressed real estate.

Flexible working timeFlexible working time 3 min.
Sustainable financial sector: EOS and IFC are buying up non-performing loans and distressed real estate so that financial institutions in Bosnia and Herzegovina, Croatia, Serbia and Romania can improve their liquidity faster.
Learn more
Financial literacy means responsibility: A girl sits at a laptop and takes part in online learning.

How EOS is committed to a debt-free world.

Flexible working timeFlexible working time 5 min.
In order to curb excessive personal debt, EOS is taking responsibility and is committed to improving financial literacy in society.
Learn more
EOS in the UN Global Compact: At EOS, Alisha Kumar and Sibylle Weingart are responsible for issues of corporate responsibility.

EOS in the UN Global Compact: Taking CR to the next level.

Flexible working timeFlexible working time 6 min.
Joining the UN Global Compact is helping EOS to devise a strategy for its corporate social responsibility. How can the goals of the initiative be applied to your own business?
Learn more
Technology highlights of the EOS Group: overview of all trends.

From analytics to security tools: The tech highlights of the EOS Group.

Flexible working timeFlexible working time 3 min.
Year after year, EOS invests in new technological trends. Four examples show how EOS clients, and consumers, can now benefit from these technologies.
Learn more
EOS Annual Report 2021/22: Secured debt purchase at EOS

Interview: “The secured receivables market is all about relationships”

Flexible working timeFlexible working time 6 min.
EOS has greatly expanded its expertise in the processing of non-performing secured loans in recent years. Experts from two EOS countries share their experiences and provide insights into two very different markets.
Learn more
To je nova marka kompanije EOS: Marwin Ramcke predstavlja sebe i novi logo firme EOS.

The new EOS brand: Pioneering and more dynamic and digital.  

Flexible working timeFlexible working time 3 min.
In this interview, CEO Marwin Ramcke talks about the mindset behind the brand and what it means for the company’s business partners.
Learn more
Portrait photograph of Marwin Ramcke, Managing Director of the EOS Group and responsible for the Eastern Europe region

Interview with new EOS CEO Ramcke: “We are going to set new benchmarks.”

Flexible working timeFlexible working time 4 min.
Marwin Ramcke leads the EOS Group as new CEO. In this interview he reveals his plans for the future and discusses the challenges he sees managers facing today.
Learn more
Diversity at EOS: Tijen Onaran, diversity expert

Diversity drives success: “not (just) a women’s issue”

Flexible working timeFlexible working time 5 min.
Diverse teams are more successful, says diversity expert Tijen Onaran. In this interview she reveals how companies can create diversity and equal opportunities in the workplace.
Learn more
Real estate secured NPLs: in Bosnia the NPL market offers great potential.

Real estate secured receivables business is booming.

Flexible working timeFlexible working time 5 min.
The secured debt portfolio business is growing, especially at the EOS national subsidiaries in France and in Bosnia and Herzegovina. An important advantage they have is the Group’s good name.
Learn more
nurse, student, patient, teacher, classroom

Customer centricity and the requirements for receivables management

Flexible working timeFlexible working time 5 min.
Customer centricity is more important than ever for digital services. Read here how and which touchpoints you should keep in mind.
Learn more
basketball

Digital transformation: How EOS challenges itself anew, day after day.

Flexible working timeFlexible working time 3 min.
When the financial sector talks about digital transformation nowadays, it is describing a process that EOS has been going through for years now.
Learn more
Data protection in the debt collection context: Stephan Bovermann, Senior Group Privacy Officer at EOS

Data protection in debt collection: How our data privacy officers work

Data protection is not nearly as boring as it is made out to be, at least according to Senior Privacy Officer Stephan Bovermann. In this article he explains how EOS deals with sensitive data.
Learn more
Receivables purchasing: Matthias Schmidt, Head of Operational Debt Purchase at EOS Group, sits in front of a wall covered in post-its and other notes.

How portfolio valuation works in receivables purchasing

When selling receivables the aim is to get a purchase price that is as fair as possible. To guarantee this to the seller, a purchaser like EOS first of all has to get to know the portfolio. Before submitting an offer, the portfolio is thoroughly scrutinized.
Learn more
Two men throw a plastic globe to one another

EOS rolls out new debt collection software Kollecto+

Flexible working timeFlexible working time 4 min.
Kollecto+ is the centralized debt collection platform of the EOS Group. After years in development, the rollout has been completed by EOS in Croatia, the first of many countries to introduce the software. A progress report.
Learn more
Andreas Behmenburg, Regional Sales Manager for EOS in Germany, helps in cases of identity fraud with his colleagues alleged fraud victims.

Ensuring liquidity despite coronavirus: Why outsourcing debt collection is worthwhile at this point in time

According to Andreas Behmenburg, now is the time to arrange for professional receivables management. In this interview he explains how companies can find a reputable debt collection partner.
Learn more
International debt collection: Debt collection expert Raymond Pappot walks through Almere in the Netherlands.

International debt collection: How the EOS Cross-border Center works.

Flexible working timeFlexible working time 5 min.
Through the establishment of its Cross-border Center 10 years ago, EOS found a way of recovering money across national borders. Since then, a strong global network of partners has been created.
Learn more
Businessman looking away: Consumers do not have a lot of digital trust

EOS survey reveals that consumers have no digital trust

Flexible working timeFlexible working time 4 min.
Do you have digital trust? A recent EOS survey shows that only a minority of consumers believe that companies handle their personal data in a trustworthy way.
Learn more
Smartphone user in city: Data has become a key economic asset.

What’s the value of data? EOS survey finds Germans open to disclosing data.

Personal information for money? An EOS survey shows that more than a third of Germans are prepared to sell their data for the right kind of compensation.
Learn more
Annual Report 2019/20: Klaus Engberding, CEO of the EOS Group, in an interview

Klaus Engberding interview: “Our strategy is working.”

Flexible working timeFlexible working time 3 min.
The KPIs from the 2019/20 Annual Report show that EOS is performing very strongly. But what’s behind this success? In this interview, EOS CEO Klaus Engberding gives us a look behind the scenes.
Learn more
Annual Report 2019/20: Marwin Ramcke, Member of the EOS Group’s Board of Directors with responsibilty for Eastern Europe

EOS 2019/20 financial year: Record result in Eastern Europe

Flexible working timeFlexible working time 3 min.
With revenue up by over 30 percent, Eastern Europe is celebrating record gains. In several countries, EOS is gaining ground with substantial investments in secured and unsecured receivables.
Learn more
Artificial intelligence: IPsoft’s smart virtual assistant Amelia

Artificial intelligence: Why machines won’t make us unemployed.

Artificial intelligence (AI) will not do away with a lot of jobs but make them more interesting by taking over routine tasks. The key to success: clean databases.
Learn more
Cultural change at EOS: The cultural analysis provides guidance to all countries.

EOS Fiscal Year 2018/19: New approaches for a complex world.

In an increasingly more complex world, companies also have to meet more exacting demands – whether they relate to international collaboration, data analysis and IT or feedback and leadership. Here are examples of three approaches from the EOS universe.
Learn more
Rekordni rezultat u Istočnoj Evropi: Marwin Ramcke, član uprave grupe EOS zadužen za regiju

Record revenues: EOS reached new highs in Eastern Europe.

Records in sales and investments: Marwin Ramcke, Managing Director of the EOS Group, on the successful 2018/19 financial year in Eastern Europe.
Learn more
 We talked with seven female Managing directors of EOS: Natalija Zupan (Managing Director EOS KSI Slovenia), Andrea Stelzer-See (Managing Director EOS Serviceline), Katerina Bosevska (Managing Director EOS Macedonia), Jelena Jović Milentijević (Managing Director EOS Matrix Serbia), Nicole Sichmann (Managing Director EOS Immobilienworkout), Mirjana Vuković, (Managing Director EOS Matrix Bosnia and Herzegovina) and Rayna Mitkova-Todorova (Managing Director EOS in Bulgaria). All seven answer to the question: What does equality means to you?

Women’s Day: What equality means to the leading women at EOS.

What our leading women think about equal opportunities for men and women.
Learn more
basket, envelope, packet, cotton, brick

This is how you collect debt abroad.

Flexible working timeFlexible working time 3 min.
EOS has partners in more than 180 countries who know all the legal and cultural intricacies of the debt collection business
Learn more
A project team discusses target groups around the whiteboard.

At EOS, Big data won’t work without humans guiding it.

It’s not just about technology, it’s about people developing a data-driven mindset, the Center of Analytics team explains.
Learn more
A young man with a headset smiles while on the phone.

Want to be rid of your debts? These people can show you how.

The call center agents at EOS have quite a record of helping people to pay their dues.
Learn more
Two men and a woman having a debate in front of their computer screens.

The rise of RegTechs: Can AI really make compliance less risky, boring and expensive?

A new breed of fintech firm is promising to make requirements like know-your-customer a breeze.
Learn more
A project team discusses the status of tasks that have been written on Post-its and stuck to the wall.

More than a buzzword: Why EOS is turning to Agile Software Development.

If you work in a rapidly changing market your business software needs to keep up with the pace – as do the people using it.
Learn more
tourist, ridge, descent, ice

Would you rather buy a house or see the world? How Millenials handle debt.

The Generation Y and the clichés about their handling of money. For what do millennials spend money wisely and where do they waste it.
Learn more
CancelCancel Currently there are no articles available for this category.

This was our financial year 2022/23.

Fiscal 2022/23 was characterized by uncertainty. Learn here how the EOS Group nevertheless managed to achieve a positive result. In our Annual and Sustainability Report, you’ll find all our KPIs and business highlights and learn what the EOS Group is doing to meet its ESG (environmental, social and governance) responsibilities.
2022/2023

Pritisnite kontakt EOS u Bosni i Hercegovini

coat, coating, jacket

Marko Šiniković

Head of Marketing and Communications Department


EOS MATRIX Bosnia and Herzegovina

Trg solidarnosti 2A

71000 Sarajevo

Bosnia and Herzegovina


Phone: + 387 33 569 259

Mobile: + 387 63 006 055

m.sinikovic@eos-bih.com